INVESTMENT PROPERTY IN GERMANY.
Buy Property. Build Wealth.
From the initial assessment and finding the right investment property to financing and purchase – we guide you through the entire process in Germany.
Free and Non-Binding Initial Consultation
Wide Selection of Investment Properties
Renowned Property Developers
Tax Benefits Through Property Investment
How Much Can You Afford to Invest in a Property?
Based on your income, existing financial commitments and available capital, we assess your financing options and then identify properties that fit your budget.
Bankpartner
**Not Every Property Is an Equally Good Investment**
Two properties with the same purchase price are not necessarily equally good investments. The difference can come down to tax benefits, depreciation opportunities, KfW programs, acquisition costs, expected rental income and financing terms. That is why we look for projects where several of these factors can be optimally combined for our clients. kombinirati.
Investment properties with a monthly contribution from just €0–€250*
These are just a few examples of the projects currently available. Together, we assess which property best fits your budget, financing options and investment goals.
New Build
New Build in North Munich
- KfW promotional loan*
- 5% declining-balance depreciation (AfA) possible*
- Apartments in various sizes
- Attractive location in the Munich region
- Suitable for long-term rental
Investment Property
Furnished Investment Apartments
- 5% declining-balance depreciation (AfA) possible*
- Up to 4.2% gross rental yield*
- 1-room apartments from approx. 36 m²
- Furniture included in the purchase price
- Concept designed for long-term rental
New Build
New Build in the Stuttgart Region
- 5% declining-balance depreciation (AfA) possible*
- KfW 55 energy efficiency standard
- Heat pump and photovoltaic system
- Apartments in various sizes
- Good connections to Stuttgart
Which investment property fits your budget?
This is only a selection from our current portfolio. We assess your financial situation and present properties that match your budget and investment goals.
Declining-Balance Depreciation (AfA)
Eligible new-build properties may qualify for declining-balance depreciation, which can increase the tax benefits of your investment.
Special Depreciation & QNG
Selected QNG-certified properties may qualify for additional tax benefits, subject to the applicable legal requirements.
KfW 40 QNG
Special KfW financing programs are available for selected energy-efficient projects.
No Buyer’s Agent Commission
Our portfolio also includes projects where the buyer does not have to pay a real estate agent’s commission.
Who Will Guide You Through the Entire Process?
Buying an investment property is a major financial decision. That is why it is important to me that, before you buy, you understand not only which property you are purchasing, but also how it fits your financial situation, financing strategy and long-term goals.
As a mother of two, building wealth is not only about returns for me, but also about long-term security and creating lasting value for the future.
That is exactly why, together with our team and partners, I want to offer our clients what I would expect myself: carefully selected properties, transparent financing and personal support throughout the entire process – from the initial analysis to purchase and rental.
Which investment property fits your budget?
Send us a few basic details. We will assess your financing options and present investment properties that fit your financial situation and investment goals.
- Assessment of your financing options
- Selection of suitable investment properties
- Analysis of rental income, financing and monthly contribution
- Assessment of available KfW programs
- Property and financing from a single source
Check Your Options
Complete the short form and send us your enquiry.
Frequently Asked Questions About Investment Properties
Here we answer some of the questions our clients most frequently ask before purchasing an investment property in Germany.
Why invest in an investment property?
An investment property can help you build long-term wealth through a combination of rental income, financing and potential tax benefits.
Rental income can cover part of the investment costs, while the repayment of your mortgage gradually builds your own equity in the property.
How attractive a property is as an investment depends on the purchase price, rental income, location, costs, financing terms and your personal financial situation. That is why we do not simply look for a property – we look for an investment that fits you.
Why buy an investment property in Germany?
Germany has a large rental market and a wide range of locations and properties suitable for different investment strategies.
We do not look only at the city or the purchase price. We analyse the location, expected rental income, financing, costs and the property's potential to identify a property that fits your financial situation and long-term goals.
How much equity do I need to buy an investment property?
As a general rule, it is advisable to have enough equity to cover at least the additional purchase costs (Kaufnebenkosten).
These primarily include property transfer tax, notary fees and land registry costs, and, where applicable, a real estate agent's commission.
The total amount of additional purchase costs depends on the federal state, purchase price and the specific property.
From time to time, we also offer properties where financing without equity may be possible. This type of financing is not available to every client and depends primarily on creditworthiness, income, existing financial obligations, SCHUFA, the property itself and the lending criteria of the bank.
That is why we first assess what level of financing is realistic for your individual situation before selecting a property.
Who can benefit particularly from investing in a new-build property?
New-build properties can be particularly attractive for investors with higher taxable income and a high personal tax rate, for example around 40% or more, because certain tax benefits may have a more significant impact.
For qualifying new-build properties, subject to the applicable legal requirements, benefits such as declining-balance depreciation (AfA) and additional special depreciation under Section 7b of the German Income Tax Act (EStG) may be available.
However, this does not mean that a new-build property is automatically the best investment for everyone. We analyse your tax situation, purchase price, rental income, financing, available equity and investment goals and compare which option makes the most sense.
The specific tax impact should always be assessed individually with a qualified tax advisor.
What tax benefits can an investment property offer?
A rented property may offer different tax opportunities, for example through depreciation (AfA) and the potential deductibility of certain costs related to financing and renting the property.
For qualifying new-build properties, declining-balance depreciation and special depreciation may also be relevant, provided the legal requirements are met.
For this reason, two properties with the same purchase price do not necessarily produce the same financial result for an investor.
The actual tax impact depends on your individual tax situation. For specific tax calculations, we recommend consulting a qualified tax advisor.
What do KfW 40 and QNG mean for an investment property?
For certain energy-efficient new-build properties, KfW financing programs may be available.
QNG stands for Qualitätssiegel Nachhaltiges Gebäude (Quality Seal for Sustainable Buildings) and, for properties that meet the relevant requirements, may be relevant for certain financing programs and tax benefits.
Not every project meets the same requirements. That is why we assess each property individually to determine which KfW programs, tax opportunities and financing conditions may be applicable.
Do the investment properties in your portfolio have an agent's commission?
Many properties in our portfolio are available to buyers without an additional real estate agent's commission.
This is particularly the case with projects to which we have direct access through our property developers and project partners.
Before a property is reserved, we transparently disclose whether an agent's commission applies and which additional purchase costs are involved.
Can non-EU citizens or Blue Card holders buy an investment property?
Yes, purchasing property in Germany may also be possible for non-EU citizens.
When it comes to financing, banks apply different criteria regarding residence permits, employment, income and creditworthiness.
That is why we assess which banks and financing structures may be suitable for your individual residency and employment status.
Who will find a tenant and manage the property?
For suitable projects, we can arrange tenant placement, and depending on the property, professional property management services may also be available.
The aim is to ensure that you do not have to organise every step yourself after the purchase, particularly if you do not live near the property.
What if I have already found an investment property myself?
You are also welcome to contact us if you already have a specific property in mind. We can assess the financing options and examine how the property fits your financial situation.
Because not every property that appears attractive at first glance is automatically a good investment.
The purchase price should always be considered together with expected rental income, costs, financing terms, potential tax benefits and your long-term investment goals.
Our Investment Property Partners
